Insurance Claim on Worn-Out Air Compressor

Insurance usually doesn't cover normal wear and tear.

That would depend on the details, the "fine print" of the particular policy as to what is covered, also the extent and nature of the damages. I'm sure that at the very least, they would want to know the circumstances of the failure, parts and components that failed, likely causes of the failure and damages incurred, prior maintenance and repair records, and the like. If they determine that something is just worn out and or poorly maintained, I doubt they would pay a claim, but again, that depends on the particular policy.

First check your policy, but most equipment is expected to require replacement, that is why we atomize it over time. Another consideration is what impact this claim may have on future insurance costs.

"that is why we atomize it over time"

What a great concept.

It would be interesting to know exactly what you are claiming for, because without details it is hard to advise.

Previous comments all make sense becaus your title says the compressor is worn out, thus it is unlikely you have any claim because wear-and-tear is not 'insurable'.

So unless something has arisen, say in terms of description - ie it was 'sold' to you as 'new' but broke down and caused damage because it was clapped out - then you might have a claim for consequential damage. It all depends.

Thanks, the compressors were not worn but damaged as a result national grid power supply flunctuation. Power flunctuation gave rooms for sudden drop of the compressor while on load. The senario actually affected the mechnical and electric motor.

The electric motors got burnt, rewinded and now three of the 150cfm compressors could no longer pump effectively while one had developed a strange and noisy sound.

Rgds

The supply company (in the UK at least) is required by law to maintain voltage and frequency within strict limits (or zero). You might have a case against them if you can proove the voltage was too low long enough (that as a consequence) caused damage due to higher (than normal) motor current.

But I doubt it, because they could argue back that increased current can be caused by trying to run a compressor at full load at it's maximum pressure (or above??)(have you checked the off-loading valve working pressure?. Is your safety valve working.

However, a drop in voltage is quite common (and a fact well known to compressor manufacturers) so they make electrical control panels with devices to detect this over-current and/or fit thermostatic devices in the motor windings to detect over-heating. Either to issue a warning before it is too late, or to shut the compressor down. Are these devices working?

Other than loss of air pressure or flow, the compressor itself should not be affected in anyway by a drop in supply voltage. The funny noises need to be investigated.

At the moment a successful outcome to your insurance claim does not look very promising.

Sorry to be pessimistic.

I think what you are saying, is that an accident happened to an old compressor. So the Insurance Company will only compensate for it's 'scrap' value. plus a bit. 'New for Old' insurance policies are more costly and also have a cut-off date.