Assuming that you mean flow straight through an equal Tee, then use 20d (twenty times the nominal diameter of the pipe) as the equivalent length.
For axial flow through side exit and for side inlet and axial flow in both directions use 65d.
Note that in every book or paper that you look at it will be slightly different, but these are good approximations. (Especially as we do not know velocities, pipe condition, material etc).
One reference gives no loss coefficient for straight through flow and 1,3 and 0,7 for subdivision of flow for sharp edges and rounded with flat bottom respectively.
where pv=loss coefficient x density x velocity2/2 (pressure loss in fittings or valves)
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If you can't explain it simply, you don't understand it well enough. (A.E.)