IP Code

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No. They should be finger-proof.

Reading in the IP code itself:

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IEC 60529 outlines an international classification system for the sealing effectiveness of enclosures of electrical equipment against the intrusion into the equipment of foreign bodies (i.e., tools, dust, fingers) and moisture. This classification system utilizes the letters "IP" ("Ingress Protection") followed by two digits. (An "X" is used for one of the digits if there is only one class of protection; i.e., IP X4 which addresses moisture resistance only.) The IP Code Symbol Chart helps illustrate the classification system.

Degrees of Protection-First Digit Back to the top
The first digit of the IP code indicates the degree that persons are protected against contact with moving parts (other than smooth rotating shafts, etc.) and the degree that equipment is protected against solid foreign bodies intruding into an enclosure.

0 No special protection

1 Protection from a large part of the body such as a hand (but no protection from deliberate access); from solid objects greater than 50mm in diameter

2 Protection against fingers or other objects greater than 12.5mm

...

Degrees of Protection-Second Digit Back to the top
Second digit indicates the degree of protection of the equipment inside the enclosure against the harmful entry of various forms of moisture (e.g. dripping, spraying, submersion, etc.).

0 No special protection

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and Wikipedia:

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For example, an electrical socket rated IP22 is protected against insertion of fingers and will not be damaged or become unsafe during a specified test in which it is exposed to vertically or nearly vertically dripping water. IP22 or 2X are typical minimum requirements for the design of electrical accessories for indoor use.

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Would seem to indicate that could be acceptable. The terminals need to be such that a 12.5 mm "finger" cannot contact them. (Note that this is my first exposure to IP specs or regulations--I used to "do" NEMA ;-)

I suggest you read those two references (and maybe others) in their entirety, yourself.

The first digit in IP XX code is for the protection of persons against direct contact hazard. If the outside enclosure terminals are live and can be touched by a person, then the enclosure cannot qualify for IP2X.

If you can touch live terminals, the first digit of the IP rating should be "0" This is protection against solid objects. This can be anything!

To acheive an IP rating of 20, the design must protect against solid objects over 12mm IE; Fingers

Hope the is of help

Cheers

Joe

you mY friend...have already answered your own question...