A good OEM converter can easily last 7 to 10 years or more, but that depends on how the motor is maintained along with other factors. Poorly running engines will clog and destroy a CC. If it was an aftermarket and made with poor quality steel it may fall apart sooner. If salt on the roads during winter or from sea spray is a factor, then corrosion from without can shorten a lifespan.
Depends!
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The last fight was my fault. My wife asked "What's on the TV?" I said "Dust!"
The easiest test I know of for a restricted cat is a vacuum gauge. If the vacuum gauge moves toward 0, or goes into pressure, as you drive, it is restricted. Any part of the exhaust can be restrictive, but the cat is the most likely suspect.
There is no really good answer to your question. I have seen cats last well over 200,000 Miles, if the engine is properly maintained. The life of the cat really depends on the vehicle maintaienance, they quality of fuel that is used and that the correct oil is used in the engine.
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Test first, replace parts later
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