Are Disasters a Natural Concern?

Living in Japan, there are constant eartquakes and Typhoons, you just try to work around them. You just try to make up for lost time.

In Texas they did not turned off the valves between 8 crude oil storage tanks and when the pipes were ripped apart 8,400 gals of crude leaked out.

52 offshore oil rigs were destoryed and are leaking oil now and 32 oil rigs were damaged out of the 3800 that are located in the gulf og Mexico.

9,000,000,000 gals of crude was leaked during Katrina.

It appears that you can prepare for a disaster, but never is it enough. Industries spend money to safeguard their assets, but I don't think they are willing to part with a really big chunk of money. Insurance is one way they combat disasters. I guess they feel it's more cost effective in the long run. Katrina took a big toll in the shipyard in Pascagoula, Ms. It resulted in delayed schedules, destruction of assets, loss of infrastructure. Shipyards are especially prone to hurricane damage. They are exposed and cannot be adequately protected. They have to depend on insurance and government bailout, all of which affects everyone financially, directly and indirectly. In California, they design for earthquakes of magnitude (6?) What happens if a 7 or higher hits? It appears there isn't much we can do to protect our assets from natural disasters. We can only do our best and HOPE for the best.

Disasters are a Natural Concern if a state is not buying U.S. Savings Bonds and expecting all of America to bear the brunt costs of the Disaster while they sit there loafing with their residents on Revenue Programs geared to boast energy esp. CNG and Oil and expect reimbursement when Disaster strikes from Insurers whom have to pay regardless if they left their state with unchained fences, unlocked warehouses, and keys in vehicles. All those things and more are a Natural Concern and it is driving our National Debt Sky High because they are not buying U.S. Savings Bonds. The people can do the same and save themselves some worries of Banks being totally cleared of there landscape amounting to all loses of their records and computing equipment. The U.S. Treasury now has a means to convert U.S. Savings Bonds online to Electronic Savings Bonds. Companies everywhere should buy U.S. Savings Bonds and stop making Insurance premiums increase because they have damage claims.

My home town in Oklahoma is a community of about 1300 people. When i was younger the town was devastated by an F3 tornado that cleared out 60% of the town. My town was the site for many small businesses, grocery stores, historic buildings, and even a movie theatre. After this disaster it took a long time for the town to build itself back up while some businesses stayed most of the larger businesses just took their losses and moved to a larger community. So in a sense my town has never fully recovered although about a two years ago a grocery store came back to the town and overall the town looks better than what it did before the tornado but you just have to role with the punches as they come. Help from family and friends is key on keeping yourself ok. As far as businesses, thanks to a small community everyone helps everyone and thats what keeps the town itself together.