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MasterCard tries to best EZ-Pass with PayPass

Posted December 28, 2006 7:55 AM

From Engadget:

While riding around the roads, paying for tolls have always either been cash or a windshield mounted transponder like EZ-Pass or FasTrak. Well, for some motorists in Ohio, there's now a third option. For the next three months, select exit tolls along the Ohio Turnpike will be outfitted with self-service machines that accept MasterCard's PayPass. The trial run allows drivers wielding the appropriate cards to easily pay their toll with the contact-less system, not unlike the EZ-Pass. Vending machines around those exits will also sport PayPass options for added convenience. Hopefully, this convenience won't also be making life easier for hackers

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Power-User
United States - Member - Germany - Member - Spain - Member - Trabajo en Pamplona

Join Date: Nov 2005
Posts: 339
#1

Re: MasterCard tries to best EZ-Pass with PayPass

12/28/2006 10:01 AM

This could be big trouble for EZ-Pass - since they're billing my credit card anyways. If PayPass became an option why wouldn't I cut out the middle man?

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Participant

Join Date: Dec 2006
Location: Chicago, IL USA
Posts: 1
#2
In reply to #1

Re: MasterCard tries to best EZ-Pass with PayPass

12/29/2006 1:53 PM

Because the middleman adds a layer of security, you don't want to be broadcasting your credit card information with Wi-Fi or Bluetooth where any hacker hiding behind the tollbooth can receive it. Same problem has happened with wireless keep it in you pocket car "keys". Transponders just index your account and then deduct from your balance, actual transmissions of charges to your credit card are minimized and done over more secure networks.

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Power-User
United States - Member - Germany - Member - Spain - Member - Trabajo en Pamplona

Join Date: Nov 2005
Posts: 339
#4
In reply to #2

Re: Master-Card tries to best EZ-Pass with Pay-Pass

01/02/2007 7:33 AM

I hear you but I guess I'm just not that concerned. I've had Mobil's Speed-pass which is tied directly to my CC for years and the same argument was presented then about security. I would hope just like Speed-Pass its a joined account that charges my CC on a daily balance - so I'm not necessarily broadcasting my CC number to the whole world. I guess we'll see....

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Anonymous Poster
#3

Re: MasterCard tries to best EZ-Pass with PayPass

12/29/2006 1:58 PM

I can think of several problems and one benefit.

benefit: EZPass has an annual charge which the credit card does not.

Problems: (1) If this is a card that you carry, rather than a box installed in your car, several passengers in the car may have similar cards in their wallet. Does this result in all being charged the toll?

(2) If this card can be read by passing under or near a toll structure, it can also be read by hackers on the side of the road or at any other location near where the carrier walks or rides. EZPass charges go only to an official agency. The charges list the tolled road or crossing. The paypass data could be used to charge anything to any retail entitity.

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