I resently bought a house that has two panels coming off of one service entrance load center with a 200A breaker. There is no room for expansion in the load center. One feed goes to the house (200A panel) and one to the detached garage (100A panel). There are two problems with this: 1. One breaker feeding two panels. 2. The cable from the 200A service entrance load center to the 100A panel is sized for 100A. What is the best solution with cost in consideration? I would like to install a load center with 3 spaces. One 200A feeding the house, one 100A feeding the garage and one extra. Can I do this on the secondary side of the existing 200A load center or will I need to replace the existing 200A load center? I do not want the power company to pull the meter.