How did we ever as American citizens let the credit card people, the banks and all of the other financial institutions that we deal with make this credit fraud our problem? I mean we did not do it someone did it to us so should not the person that accept the information is stolen card be held accountable? Seems to me like it should be. I was in the retail business for years and had clerks take bogus money and when it went to the bank guess who got the axe? I even had a boggie $20.00 that wasn't really that bad but, rather than loose the $20.00 I carried it around for a couple of weeks and then used it in a fast food store.. Would you not know it the cashier had just gone to a class on funny money and called the treasury department and man were they there in the blinking of an eye.. After the two step boogy in the parking lot I was up against the truck and had everything but a cavity search.. Then was ask to search my truck, of course if I said no they were going to impound it and God only knows what would have happened then.. Found my 9mm under the front seat. Had a Florida Permit and was returned after it was man handled by a couple of people and passed around. Their demeanor was fairly polite as I think they believed that I was not a counterfitter.. The dance proceeded for a good hour all my stuff in the parking lot he asked my 100 questions, drivers license number kind of cars I owned etc.. Final work was that I would not hear from them again unless I passed another bogey bill because I had been placed on their list? I got a way a little from my original issue. Why should we as the American public be burdened with their problems? They the financial institutions, retailers, wholesaler's etc should take the responsibility to find out who these people are. What is the difference between getting the cash through an internet sale or walking into the bank and using what ever credentials to get it out of our account? There is none but, the bank is responsible if it does not give it to the right person. Last month I had three charges on my debit card 2 charges for 14.00 each to Skye from Iraq and another for 24.00 for a phone card from Iraq. Now I am not a rocket scientist but, if I saw those charges coming across a farmers account that has never left the country and those three charges almost emptied his account I would scratch my head and start looking.. Well I did first and they told me I had to do this and I had to to that and at this point I said I want to report a stolen debit card. This stopped any further action. Second thing is I did not make those charges in Iraq and I need them refunded by tomorrow. They said that they would follow my instructions but, that if I need my new debit card fast there was a five dollar fee, to which I authorized to expedite the card.. Now a month later everything seems to be smooth sailing. Do not put up with their stuff If you did not do it then you are not responsible for it.. They need top come up with fail safe methods that can and will keep this from happening.. Maybe using a third party processor that takes the burden of identification out of the equation.. There also needs to be a library of such information of people places and different methods used, where they came from and where they were going.. We need to get UPS, FED X and the postal service involved when they see all of these strange packages going to strange addresses.. Then find out where they are.. Do not bother to arrest them just take everything that they own including their clothes and drop them onto a deserted island without any explanation.. Hope bad they are has to do with the distance away from humanity they are dropped.. Would not take too many of these to get people making it right.. I hope someone out there feels like me cause I am MAD over this. I am tired of getting all of the sh_t shoveled down my throat... I for one am ready just not quite sure how to handle it any ideas?
Identity Theft
Re: Identity Theft
