If it is more or less clear with an electric field, it is less so with the el magnetic.
let 's imagine a simplified AC source, having at first a resistive load, so :
at 0 V of a sinusoidal emf no electrons are moving from the - to +.
in the middle of the let' s say positive rise of the emf 50 electrons are moving from - to +,
at the pick of the emf 100 electrons are moving from - to +,
then emf starts falling and there is fall from 100 to 0 electrons moving from - to +,
then the same in the opposite directions.
But if we had an inductance of the same impedance as that of the above one connected to the same AC source,
the first electron would only start to move from - to + at only that point, when the emf was at maximum,
50 electrons would flow there when emf = about 50%,
100 electrons would flow when the emf = 0,
then the same in the opposite direction, etc, etc.
At which point does the flux start to appear?